Stripe and Microsoft Forge AI-Driven Commerce Infrastructure with Copilot Integration
Stripe and Microsoft are pioneering AI-powered commerce through a groundbreaking integration with Copilot. The collaboration, announced January 8, embeds Stripe’s payment infrastructure directly into Microsoft’s AI assistant, enabling users to discover and purchase products from retailers like Etsy and Urban Outfitters without leaving the chat interface.
The initiative leverages Stripe’s Agentic Commerce Protocol, an open standard for AI-driven transactions. Secure checkout flows will appear contextually within Copilot conversations, powered by Shared Payment Tokens—a privacy-preserving mechanism that masks buyer credentials while processing payments.
This MOVE signals a strategic push toward frictionless, conversational commerce. By combining Microsoft’s AI distribution with Stripe’s financial rails, the partnership redefines how consumers interact with merchants in digital environments.